post — Marcus Kieran @ 12:34 pm — post Comments (0)

Today is April 4, leaving just 11 days until tax day 2011. And while your financial mind may be on other things at this point, tax day can serve as another reminder that if you havent checked your credit report lately, you need to do it. If you havent checked your credit report yet for the year 2011, you have another reminder, another chance to do it now. You can do it later but you will be better off if you do it now.

You need to do it. At least one time per year, more often if you have bad credit or if you are consciously trying to improve your credit you need to check out your credit report.

You are entitled to one free credit report each year from each of the three main credit reporting agencies. Do not go to the sites that are advertised on the TV unless of course they are for the right one!

The right place and only place to actually get a completely free, no strings attached, nothing further to purchase and nobody to sell you anything additional is annualcreditreport.com

You need to check your report. The fact is that it has been estimated that over 75% of all credit reports contain errors. You need to check your report and make sure that all of the information belongs to you personally rather than the deadbeat two states over who has a similar name. You also need to make sure all the information is up-to-date. Many banks have changed names and hands in the past little while, make sure that what is being reported is accurate.

And check your report to see what you can improve on. Credit repair is very possible and often necessary in todays cruel world . If you need to do some credit repair, get your report, get a plan and take some action.

The credit you repair today may very well be the credit you need tomorrow.

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