Credit Help Center

We love the holiday season, with the songs and lights and gift-giving – but what we don’t love is when credit scores start to drop because of reckless spending. We want everybody’s credit scores to be as strong as us so they can take advantage of the most generous credit card rewards of the season. With so much money to save and so many incentives to enjoy, the higher the credit scores, the happier the holidays. The halls are decked with credit card deals if you have scores like us on your side.

CNN Money recently rolled out a list of the best credit cards to shop with this holiday season.

The Chase Freedom card is offering 5 percent cash-back on purchases up to $1,500 in certain categories, including department stores, dining and charities. If you spend $500 in the first three months the card is open, you can receive $200 cash back.

The Capital One Cash Rewards card offers 1 percent cash back an all categories as well as a 50 percent anniversary bonus on cash earned on the previous year’s purchases. This card also offers a bonus of $100 cash back if $500 is spent in the first three months.

Visit CNN Money to see all of the other cards, but first check your credit scores at to determine if your scores are good enough to qualify for such deals. FreeScore gives you all three scores from the major credit bureaus – TransUnion, Equifax and Experian. Since opening and closing accounts can affect your credit scores, be sure to choose a card you want to use year-round.

Do you plan to use credit card rewards this holiday season?

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